Your Financial Readiness Toolkit Everything you need to walk into your divorce feeling prepared, not panicked.
 
Divorce paperwork doesn't care that you're heartbroken. It wants bank statements anyway, and somewhere between the emotional upheaval and the endless admin, you're expected to make some of the biggest financial decisions of your life... often without a clue where to start, what you're entitled to, or what any of it actually means.
 
That's exactly why I created this.
The Financial Readiness Toolkit is a comprehensive, plain-English resource designed to take you from overwhelmed to organised at your own pace, in your own time, without needing a law degree to understand it.
 
What's inside:
The Financial Readiness Workbook walks you through the entire financial disclosure process step by step, from Form E right through to your Consent Order. Every section is explained in plain English, with space to gather your information, work through your thoughts, and feel genuinely prepared before you sit down with your solicitor.
 
Inside the toolkit:
Every section of Form E explained; property, pensions, savings, income, outgoings and more
A full document checklist so you know exactly what to gather and where to find it
The money conversations; scripts, frameworks and honest advice for the discussions nobody prepares you for
Form D81 and the Consent Order explained in plain English
A myth-busting section covering the things people get wrong most often (common law marriage, we're looking at you)
A glossary of every term you'll come across and actually need to understand
A progress tracker with confidence ratings so you can see yourself growing as you go
Take a Break sections, because this is hard, and you deserve to be acknowledged for doing it anyway
A post-divorce budget builder and financial fresh start planner
 
Who this is for
Anyone navigating separation or divorce in England and Wales who wants to feel informed, clear-headed, and in control, rather than blindsided, rushed, or reliant on expensive solicitor time to explain the basics.
 
Why it matters
Your solicitor charges by the hour, every meeting where you're piecing things together in real time is time you're paying for. This toolkit helps you show up prepared so your legal team can focus on strategy, and you can focus on your future.
 
At under a tenner, it's probably the most valuable thing you'll invest in during your divorce. 
 
A note from me
I know what it feels like to face a future you didn't plan for. I built this toolkit because I wanted something to exist that treats you like the capable, intelligent person you are, while also acknowledging that none of this is easy.
 
You don't have to have it all figured out. You just have to take the next step.
 
This is a good one.
Gem x
 
Please note: This toolkit is for personal preparation purposes only and does not constitute legal or financial advice. Always seek qualified advice from a family law solicitor for your specific circumstances.